About us

We build a tool that makes a month of money readable

Moneta started with a question that comes up too often at the end of the month: where did the money go?

Most people keep money in several places at once: cash, a bank account, an e-wallet, and sometimes business cash that lands in a personal account. The records live in bank apps, messages and memory.

Moneta brings those records together. One transaction can touch several accounts, a budget is calculated per period, and a savings goal has visible progress. Every figure is stored in Rupiah.

We are not trying to become a bank, an investment app, or a licensed financial adviser. Moneta is a tidy personal ledger with tools to read it and plan with it.

Indonesian coastal city at sunset with a bridge in the distance

Money is managed at home, on the move and at a place of business. Moneta tries to show all three in one picture.

Mission

Make honest money planning usable by ordinary people, not only by people who are comfortable with spreadsheets.

What we hold to

  • Honest about the figures

    No projection pretends to be certain. The page shows the numbers you entered, on calculations you can check.

  • Privacy as a rule

    Access is limited by workspace and by role. A transaction marked private can only be read by its owner.

  • A price we can explain

    One plan at Rp5,000 a month. No tiers that make a feature feel locked.

  • Built for Rupiah

    Number format, time zones and QRIS payment follow how money works in Indonesia.

What Moneta is not

  • Not a bank or a digital wallet. Moneta does not hold your money.
  • Not an investment adviser. The decisions stay yours.
  • Not a monitoring tool. Workspace members cannot read a transaction marked private.

Questions before you start?

Send a message from the Contact page. We read every message that arrives.